Singapore’s ageing population has been a cause of national alarm for quite a while. Yet the question of what we must do for our elderly – our grandparents, parents and older relatives – gets no easier. Should we leave old folks at home within the care of a maid? Place them in an old folks home or elderly care facility (and face the judgment of our peers)? What else can we do in order to better take care of seniors and meet their changing needs?
Just how bad is the ageing population in Singapore? Singapore’s population is ageing fast. By 2030, 1 in 4 people here will be past retirement age. That’ll ensure it is nearly one million people, that is almost the double the amount current elderly population. At the same time, lifespan is anticipated to boost. To not be crude regarding it, but what this means is the large population of seniors will be around for an extended time than before. So it’s important on a national level to consider how to care for them.
This coming year, the federal government announced 新山疗养院, a compulsory national long-term care insurance, that can replace ElderShield in 2020. It’s intended to provide for those who have severe disabilities and will cover their basic needs for the rest of their life. But that’s the financial part. But what about the care itself? Your elderly care options will depend on just how much medical support is needed.
Daycare for your elderly – for healthy seniors. For elderly people that are mobile and healthy, but just bored of watching the same old dramas on Channel 8, you can find daycare centres for them to connect with their peers and engage in activities that keep them occupied and alert. Cost: There’s a huge range because it depends on the form of activity. Many organised by SACs by AIC cost nothing, while enrolling in a privately run activity centre may cost from $250 to $1,200/month.
Healthcare centres – for seniors who need some health care. Many seniors have some type of health issue or some other. When they do not require constant attention but merely some form of rehabilitation, these are places where sick or disabled seniors can spend your day or several hours for health care. The us government has subsidies for centre-based healthcare for that elderly. Included in this category are: day rehabilitation centres, dementia daycare centres, psychiatric daycare centres and rehabilitation homes. Cost: You are charged per session of therapy or rehabilitation. Fees range from $6 to $160 per session before subsidies.
Hiring domestic help – for healthy seniors who require company. If your elderly loved one is pretty healthy and values his personal space, a domestic helper is a good option. Some helpers are generally medically trained or have experience looking after seniors.
It is possible to tap on several government assistance schemes to fund the FDW you hire for such purposes: FDW Grant and FDW Levy Concession. These basically cap your monthly costs at a manageable amount.
There’s also a Caregivers Training Grant of $200 annually, which you can use to deliver your helper for courses to train her to higher care of seniors. The trainer may even come to your house to conduct classes. For further independent seniors who don’t require round-the-clock care or supervision, consider getting a part time caregiver instead. Cost: A live-in helper generally costs $600 to $850/month before subsidies and grants. A part-time caregiver costs $20 to $25/hour.
Live-in nurse – for seniors who require constant medical care. If your elderly relative requires a greater degree of care, you might like to think about a nurse, aide or trained caregiver as opposed to (or along with) an ordinary helper. Nurses and nurse aides have medical training, while trained caregivers watch over their charges 24/7, helping these with personal care, meals and medication. That’s unlike domestic helpers, whose core duties are definitely more on household tasks.
There are also a couple of government schemes to assist pay for this, including subsidies for home-based care. For disabled seniors, there’s Eldershield and also the Pioneer Disability Assistance Scheme. You can even get subsidies to purchase assistive devices, home healthcare items or perhaps for transport to bring older people to day services at MOH-funded facilities from the Senior Mobility and Enabling Fund. Cost: $600 to $1,000/month before subsidies
Nursing homes a.k.a. old folks’ homes – for constant medical care. Finally, nursing facilities or old folks’ home are typically a last recourse for Singaporeans. Sending your relative to a home is not a fairly easy or pleasant decision since most don’t wish to live out their last days that way. It’s also higher priced compared to a live-in helper. Often, those that go for this do not have choice because the elderly that are ill or disabled and require 24/7 care that the family cannot provide.
There are a few 70 nursing homes in Singapore. Some are very nothing but a bed and health care, and also have given old folks homes the not so good rep it offers. But you will find homes that have a far more holistic care strategy, with activities iupstd stimulate the mind and body, such as NTUC Health An Elderly Care Facility, ECON An Elderly Care Facility and Orange Valley. On average they cost $1,200 to $3,500/month.
On the top quality in the spectrum, there’s St. Bernadette Lifestyle Village where residents live independently and obtain to an alternative worth considering, activities and games, while having quick access to medical care using the 24-hour medical concierge. It costs an excellent $3,650/month. At MOH-run public nursing homes and Medifund accredited private homes, you are able to cancel out the costs with government subsidies for residential services.