Sick and tired of banks that charge overdraft fees? Have you had some problems in the past with opening up a bank checking account? Do you have no credit score? If any of these questions apply to you, then you are really in the market to find My Prepaid Center that will give you everything required. So what questions might you need to consider before signing up?
One. Just how do i open a prepaid account?
The prepaid card company’s website should provide you with a user-friendly sign up page or the option to contact them and sign up by phone.
Two. How old do I need to be to obtain a card?
Some companies will allow you to open a card as young as 14 years of age.
Three. What should i apply for a prepaid card?
Trying to get the credit card should be straight forward. Most prepaid card companies only need your name, telephone number, email address, social security number, and mailing address. The company usually sends a confirmation letter along with other details about the company and additional services they feature.
Four. How much will it cost to sign up for any card?
It’s usually free to sign up; however when you add money for your prepaid account, they are going to charge an activation fee and monthly service charges will begin. If you are using direct deposit to include money to your prepaid card, some companies will waive your activation fee.
Five. How much can it cost to activate a prepaid account?
Activation for any prepaid account is generally free when the company delivers a service in which you can setup direct deposit to your account. However, when you purchase not to use direct deposit, a small activation fee will be applied.
Six. Can I open your account if I am on ChexSystems?
Yes. Prepaid card companies usually do not conduct a ChexSystems verification when opening new accounts.
Seven. Should I need to have a minimum balance in my prepaid account?
No minimal balance is usually necessary for prepaid accounts; however read the fine print.
Eight. Does the company provide monthly account statements?
Yes. Prepaid companies typically provide monthly online statements free of charge. You can also sign as much as receive monthly paper statements sent to your property plus some charge a little fee. Also, some prepaid card companies do offer choices to get free text or email alerts.
Nine. How long does it take to receive a card?
Most prepaid cards are typically delivered within 5-7 business days when you sign up. If you require a replacement card, you will need to request it and also you may be charged a fee.
Ten. How can you know that this company is legitimate?
Make sure to check to find out if these are a certified member of the Better Business Bureau. A full report on the company can be found on the Bureau’s website.
Eleven. Can I use the prepaid card like a credit card too?
No, only money which is put into the prepaid account can be applied; however check to find out if the company delivers a line of credit if you have direct deposit setup on your own prepaid account.
Twelve. Who can I call with questions about my card?
Every prepaid card company should provide business hours and make contact with information.
Other activities you may want to consider when enrolling qiurtb a prepaid card could be:
Have they got a referral program?
Are there any special promotions?
Can they guide me build up my credit score?
If you are content with the information you have obtained and all of fees are outlined, sign up. See link below for https://www.mygiftcardsiteusa.com/myprepaidcenter-com-login/ that answers all of these questions.